People retiring today can expect to live longer than their parents and grandparents, so here’s a good rule of thumb: live comfortably and plan accordingly. One option that can help you reach your retirement goals is an individual retirement account (IRA).
It is a reserve of money from many different people that is then invested in a portfolio of stocks, bonds, and / or other investments to achieve a specific goal. They are very attractive to the average person because you can actively participate in a wide range of investments that are prohibitively expensive on your […]
People generally buy annuities to provide or supplement the retirement income they will receive from Social Security, pension benefits, investments, and other sources. You can turn an annuity into an income stream that can then be paid off over a fixed period or for life. You can make withdrawals of variable amounts when you need […]
Your choices today affect how will you live tomorrow When you take the time to plan for your financial future, retirement can give you the opportunity to do what you’ve always wanted to do. Without proper planning, retirement could mean working through your golden years, cutting back on your lifestyle, and even relying on family […]
You do not have to die to use your life insurance. Accelerated benefit riders (ABR) are optional riders at no additional cost that may allow you to access all or part of your death benefit, living, if you are terminally ill, chronically or critically ill , or a critical injury the use of the benefit […]
In its simplest form, life insurance is a promise between an insurance company and the policy holder. If you pay a certain amount of money (premium) to the insurance company, the insurance company will pay a certain amount of money (death benefit) to the person (beneficiary) whom you designate when the person whose life is […]